Contracting for Equity: Best Local Government Practices that Advance Racial Equity in Government Contracting and Procurement
This report investigates best local government practices in inclusive contracting to increase access by businesses owned by people of color and women to gove...
May 27, 2021
In Search of Solid Ground: Understanding the Financial Vulnerabilities of Microbusiness Owners
Prosperity Now initiated a study in 2013 to better understand the greatest challenges and solutions that impact small business owners. This report explores t...
May 4, 2020
Cash is King: Flows, Balances, and Buffer Days
This report on the small business sector explores the financial well-being of 600,000 small businesses. The analysis finds that most small businesses do not ...
April 23, 2020
State of Small Business Lending: Innovation and Technology and the Implications fro Regulation
This paper explores the evolution of a new online lending marketplace and differentiates the winners and losers with such an evolution. A detailed regulatory...
April 23, 2020
State of Small Business Lending: Credit Access During the Recovery and How Technology May Change the Game
This paper explores the evolution of a new online lending marketplace and differentiates the winners and losers with such an evolution. A detailed regulatory...
April 23, 2020
Debt Divide: The Racial and Class Bias Behind the ‘New Normal’ of Student Borrowing
This report explores the inequality of student debt by both race and class. It investigates the driving factor behind rising undergraduate loan debt and emph...
April 23, 2020
Achieving Credit Strength: A Toolkit for Supporting Returning Citizen Entrepreneurs
This toolkit provides steps in improving credit strength to better help clients rebuild their life after returning from incarceration into the workforce. Man...
April 23, 2020
Credit Scores and Credit Market Outcomes
This report summarizes data provided by the SSBF and KSF to provide information about the business credit scoring effect on Women-owned and minority-owned bu...
April 22, 2020
Key Dimensions of the Small Business Lending
This report investigates the impact of women-owned and minority-owned small businesses on local communities and barriers they face in accessing credit.
... April 21, 2020